Privacy Policy
- Date:
State-Specific Consumer Privacy Rights
At SunStar Lending (“Company,” “We,” “Us,” or “Our”), we are committed to protecting your privacy regarding any information we collect while operating our website, sunstarlending.com (the “Website”). This Privacy Policy explains how SunStar Lending LLC collects, uses, protects, and discloses your personal information. Your privacy is important to us, and we are dedicated to safeguarding any personally identifiable information you provide to us through the Website.
By using this Website and any services offered through it (“Services”), you agree to the terms outlined in this Privacy Policy, along with our Terms and Conditions. If you do not agree with any part of this Privacy Policy, please discontinue your use of the Website and Services immediately.
SunStar Lending provides financial solutions, including personal loans and resources to U.S. consumers. This Service is designed for U.S. residents aged 18 and older.
By using this Website and any services offered through it (“Services”), you agree to the terms outlined in this Privacy Policy, along with our Terms and Conditions. If you do not agree with any part of this Privacy Policy, please discontinue your use of the Website and Services immediately.
SunStar Lending provides financial solutions, including personal loans and resources to U.S. consumers. This Service is designed for U.S. residents aged 18 and older.
Information We Collect
We collect personal information that can identify, describe, or be reasonably associated with you (“Personal Data”). This includes, but is not limited to:
Identifiers
- First and last name, telephone/mobile number, email address, postal address, IP address, date of birth, and other unique identifiers such as social media handles.
Characteristics of Protected Classifications Under California or Federal Law
- Age, gender, marital status, military status, disability status, and medical information
Internet or Other Electronic Network Activity
- Browsing history, search history, interactions with our Website or advertisements, device identifiers, and IP address.
Geolocation Data
- Information about the precise physical location of your device at specific times.
Commercial Information
- Records of personal property, financial information, products or services purchased, transaction histories, income range, debt amounts, and credit rating.
Professional or Employment Information
- Employment status, history, job title, and business-related information.
Inferences Drawn from Other Personal Data
- Profiling related to preferences, behavior, attitudes, and aptitudes.
Some of the above data may be classified as Sensitive Personal Data under privacy laws, such as your Social Security number and banking information. We only use this Sensitive Data for specific purposes, such as processing your loan application.
Website Use and Analytics
We automatically collect certain data when you visit our Website (“Usage Data”). This may include your browser type, IP address, browsing behavior, operating system, and device information. This data helps us improve user experience and Website functionality. If this Usage Data is associated with you, it will be considered Personal Data.
Communication & Opt-Out Options
Email Communications:
To unsubscribe from email communications, click the unsubscribe link at the bottom of any email or contact us at: opt-out@sunstarlending.com.
Text Messages:
If you opted into receiving text messages, you can reply STOP to opt out or HELP for assistance. Data and message rates may apply.
Use of Personal Data
We process your Personal Data for the following business purposes:
Purpose
Categories of Personal Data Processed
To Provide Our Service
All categories of Personal Data
Contract Performance
All categories of Personal Data, including Sensitive Data.
Website Use & Analytics
Identifiers, Internet activity data
To Contact You
Identifiers
Marketing & Promotions
All categories of Personal Data (opt-out available)
Request Management
All categories of Personal Data
Compliance
All categories of Personal Data
We may also use your Personal Data to comply with legal requirements and enforce our rights.
Aggregated Data
We may share your Personal Data with authorized service providers who perform services on our behalf. These services include customer support, processing opt-outs, business analysis, and maintaining the Website. You cannot limit this sharing as it is essential to providing the Services.
Social Media and Analytics Companies:
We may share data with social media and analytics companies to improve our Website and services.
Legal Requirements:
We may disclose your Personal Data if required by law or if we believe such disclosure is necessary to protect the rights, safety, or property of our users or third parties.
Tracking Technologies ?
We use cookies and other tracking technologies, including:
We may also use technologies like tracking pixels to monitor user engagement on our Website and in email communications. You may disable cookies through your browser settings, but some Website functions may be limited as a result.
- Necessary Cookies: Essential for Website functionality.
- Functional Cookies: Store your preferences for future visits.
- Analytics Cookies: Help us understand Website performance.
- Marketing Cookies: Track user activity for marketing purposes.
We may also use technologies like tracking pixels to monitor user engagement on our Website and in email communications. You may disable cookies through your browser settings, but some Website functions may be limited as a result.
Transfer of Personal Data
Your information may be transferred and processed outside of your state, province, or country. By using our Website and services, you consent to this transfer. We ensure that all reasonable steps are taken to protect your Personal Data during these transfers.
Retention of Personal Data
We retain your Personal Data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy and comply with legal obligations. Usage Data may be retained for analytics purposes.
State-Specific Consumer Privacy Rights
Residents of California, Colorado, Connecticut, Nevada, or Virginia may have additional rights under applicable privacy laws, including:
We use cookies and other tracking technologies, including:
- Right to Opt-Out: You may opt out of the sale or sharing of Personal Data. Click here to submit a request.
- Right to Know: You have the right to request details about the personal information we collect about you.
- Right to Correct or Delete Data: You may request corrections or deletions of your Personal Data, subject to legal exemptions.
- Right to Appeal: You have the right to appeal any decisions regarding your privacy requests.
To exercise these rights, submit a request via email: info**@sunstarlending.com**.
Children's Privacy
Our Website and services are intended for individuals aged 18 or older. We do not knowingly collect Personal Data from children. If you believe your child has provided us with Personal Data, please contact us immediately.
Links to External Sites
Our Website may contain links to external websites that are not operated by us. We are not responsible for the privacy practices or content of these third-party websites.
Changes to This Privacy Policy
We reserve the right to modify this Privacy Policy at any time. Changes will be posted on this page. Your continued use of our Website or services after changes are made constitutes acceptance of the revised Privacy Policy.
By using our Website and services, you agree to the terms outlined in this Privacy Policy.